As part of its ongoing commitment to improving customer healthcare, Cigna has introduced key enhancements to its Close Care plan for 2024. These updates offer better access to healthcare services, higher benefit limits, and expanded coverage. Here’s a breakdown of the latest changes that make Cigna Close Care a smarter choice for individuals and businesses alike.
1. Increased Routine Physical Examination Limits
The limit for routine adult physical exams has been raised, now covering up to $225/€165/£150, making it easier for customers to stay on top of their health with more comprehensive check-ups. This benefit is particularly valuable for those seeking preventive care and early detection.
2. No Deductibles for Preventive and Wellness Services
Accessing Preventive and Wellness services is now even easier. Cigna has removed the deductible and cost-sharing for these services when you opt for the Outpatient and Wellness Module. This change ensures that customers can prioritize their well-being without the burden of upfront costs.
3. Simplified Outpatient Deductible Application
To avoid confusion, Cigna clarified that the outpatient deductible applies only to defined outpatient benefits. This makes the plan more transparent, allowing customers to better understand which services are covered and how the deductible works in practice.
4. Global Medical Evacuation and Repatriation
Cigna has expanded the scope of coverage for Medical Evacuation, Repatriation, and Repatriation of Mortal Remains. Coverage now extends globally, ensuring that customers are protected during emergencies no matter where they are, with certain restrictions in place for the USA.
5. Enhanced Behavioral Health Coverage
Recognizing the growing importance of mental health, Cigna has added support for Autism, ADHD, and addiction treatment under its behavioral health benefits. This enhancement aligns with the broader push toward better mental health care coverage across the insurance industry.
6. Lower Age Limits for Cancer Screenings
Cancer screenings are now more accessible with reduced eligibility ages. Cervical cancer screenings are available starting at age 25, while bowel cancer screenings are offered from age 45. These preventive measures can significantly improve outcomes through early detection.
These updates reflect Cigna’s dedication to evolving its healthcare offerings, making Close Care more flexible, transparent, and aligned with customers' needs. For more detailed information on these enhancements and how they can benefit you, visit the [Cigna Broker Hub](https://comms.cignaglobal.com/gih-broker-hub).
